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   半岛家园：文艺天地 > [文化沙龙]为什么新加坡人人有房住？
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    • 字体大小：小中大 发表于：2011-07-10 08:33
    为什么新加坡人人有房住？
    <P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´"><IMG src="/UpFile/Attach/201107/2011030917134819400.jpg"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">建国初“屋荒”催生“居者有其屋”计划</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">新加坡在</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">1959</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年完全自治时，面临严峻的“屋荒”，</SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">恶劣的住房问题导致了社会严重不稳定。新加坡政府将解决住房问题作为一项基本国策，提出了“居者有其屋”的口号。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">组屋助新加坡实现近</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">100%</FONT></SPAN></B><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">拥屋率</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">新加坡的“组屋”，全称为组合房屋，类似于中国的经济适用房。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">50</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年间，建屋发展局建造了</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">90</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">万间组屋，</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">80%</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">的人口居住在组屋中，其中</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">95%</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">拥有自己的组屋，是全球唯一近乎达到百分之百拥屋率的国家。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">　　</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">分房：孝顺者优先购房、骗购者坐牢</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">为鼓励世代同堂，大家庭的亲人相邻而居，政府还特意设计一种三房式与一房式相连的新组屋，目的就是方面年轻夫妇照顾老人。</SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">响应国家政策，可以优先购房</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">为了推进国家其他政策的贯彻实施，符合优先购房计划的家庭可以比一般家庭更快、更容易获得组屋。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">买房不住，罚款坐牢</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">组屋价格如此优惠，购房者当然趋之若鹜。然而，购买了组屋，就必须要住，否则将面临高额罚款及牢狱之灾。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">　　</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">房价：工作</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">5</FONT></SPAN></B><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年就能买得起的房</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">组屋的一楼一般都是架空层，作为居民公共活动的空间，也有的设成商铺为居民提供便民服务。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">100</FONT></SPAN></B><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">平米组屋售价</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">150</FONT></SPAN></B><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">万人民币</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">一套</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">100</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">平方米</SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">左右的组屋价格</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">30</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">万新元左右</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">(</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">约合人民币</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">150</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">万元</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">)</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">，为私房价格的一半。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">老年人、低收入者优先享受廉价房</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">对于无力购房的低收入新加坡公民，则可以租赁“组屋”。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">公积金制度解决买房资金</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">1955</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年，新加坡政府开始设置公积金，经过多年的演变整，成为了政府的强制储蓄计划，无论购房、保险、子女教育费用或者医疗费用，都包含在内。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P><P style="MARGIN: 0cm 0cm 0pt"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">产权：个人无所有权，仅拥有</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">99</FONT></SPAN></B><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年使用权</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">新加坡公民购买的组屋仅有</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman">99</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">年的使用权，而所有权则归属新加坡政府。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">政府掏钱维护翻新组屋</SPAN></B><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> <SPAN></SPAN></FONT></SPAN></B></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="mso-bidi-font-size: 10.5pt"><FONT face="Times New Roman"> </FONT></SPAN></P><P style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ´Times New Roman´; mso-hansi-font-family: ´Times New Roman´">新加坡除了为大众建造新的家园，也为较旧的市镇提供“组屋更新计划”，而更新、维护的费用几乎全部由政府埋单。</SPAN><SPAN style="mso-bidi-font-size: 10.5pt"></SPAN></P>
     
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